Short-term loan solution from 1 Nevada.

Short-term loan solution from 1 Nevada.

Advance Pay from One Nevada is just a short-term loan system that costs lower than typical pay day loans. We offer reduced prices, no application charges and loans up to $1,500.

Compare Advance Pay to lenders that are typical

The Other Guys
You Borrow $1,000 $1,000
you are Charged $158 $125
You spend $1,158 $1,125
You conserve $33! (with direct deposit)

Terms & Prices

Finance Charge Schedule

With direct deposit

Loan Amount Finance Charge apr complete of Payments Number of Payments
$100.00 $12.50 325.89% $112.50 1
$200.00 $25.00 325.89% $225.00 1
$300.00 $37.50 325.89% $337.50 1
$400.00 $50.00 325.89% $450.00 1
$500.00 $62.50 325.89% $562.50 1
$600.00 $75.00 325.89% $675.00 1
$700.00 $87.50 325.89% $787.50 1
$800.00 $100.00 325.89% $900.00 1
$900.00 $112.50 325.89% $1,012.50 1
$1,000.00 $125.00 325.89% $1,125.00 1
$1,100.00 $137.50 325.89% $1,237.50 1
$1,200.00 $150.00 325.89% $1,350.00 1
$1,300.00 $162.50 325.89% $1,462.50 1
$1,400.00 $175.00 325.89% $1,575.00 1
$1,500.00 $187.50 325.89% $1,687.50 1

Without direct deposit

Loan Amount Finance Charge apr complete of Payments Number of Payments
$100.00 $15.00 391.07% $115.00 1
$200.00 $30.00 391.07% $230.00 1
$300.00 $45.00 391.07% $345.00 1
$400.00 $60.00 391.07% $460.00 1
$500.00 $75.00 391.07% $575.00 1
$600.00 $90.00 391.07% $690.00 1
$700.00 $105.00 391.07% $805.00 1
$800.00 $120.00 391.07% $920.00 1
$900.00 $135.00 391.07% $1,035.00 1
$1,000.00 $150.00 391.07% $1,150.00 1
$1,100.00 $165.00 391.07% $1,265.00 1
$1,200.00 $180.00 391.07% $1,380.00 1
$1,300.00 $195.00 391.07% $1,495.00 1
$1,400.00 $210.00 391.07% $1,610.00 1
$1,500.00 $225.00 391.07% $1,725 loannow loans hours.00 1

Army

Loan Amount Finance Charge apr complete of Payments Number of Payments
$100.00 $1.38 36.00% $101.38 1
$200.00 $2.76 36.00% $202.76 1
$300.00 $4.14 36.00% $304.14 1
$400.00 $5.52 36.00% $405.52 1
$500.00 $6.90 36.00% $506.90 1

Finance fee and APR calculated predicated on a term that is 14-day. Revised 4/24/15

ESSENTIAL THINGS TO CONSIDER BEFORE YOU DECIDE TO BORROW

Just exactly How Payday Loans Perform: pay day loans are short-term money loans frequently guaranteed by the borrower’s post-dated check that is personal. We don’t require a check that is post-dated. Loan payment is deducted straight from your own account.

Cash advance Terms: Loan quantities generally vary in amounts from $100 to $1,000. Normal loan term is a couple of weeks. Prices normal 470% apr (APR). As an example, to borrow $100 for 14 days, the finance fees vary from $15 to $30, is 390% to 780per cent APR. Our less than typical APRs and finance costs are shown above.

Two-Week Due Date: pay day loans normally have a two-week date that is due. In the event that you get earnings only one time 30 days, you may have to expand your loan two and even 3 x incurring extra costs before getting your month-to-month check to cover from the loan. This can create your loan very costly. a kind that is different of might be better for your needs. Make the most of our free monetary guidance explained in the page that is next.

Financial obligation Traps: pay day loans often trap customers in perform borrowing rounds as a result of the high expenses and incredibly repayment that is short. Borrowers normal 8-13 pay day loans each year from the lender that is single. Almost 60% of all of the pay day loans are generally same-day renewals or brand brand new loans removed just after paying down the loan that is prior. Which means in the long run, cash advance costs frequently surpass the loan amount that is original. Don’t get caught within the financial obligation trap. Benefit from free counseling that is financial below.

SIGNIFICANT DISCLOSURES FOR ACTIVE PEOPLE IN THE MILITARY AND THEIR DEPENDENTS:

The next relates to people in the army and their dependents if: (a) during the time your loan is created, you will be a member that is active of armed forces or perhaps you really are a reliant of a dynamic person in the armed forces (as those terms are defined within the Military Lending Act, 10 U.S.C. 987 and its particular implementing laws); and (b) your loan is unsecured or secured by individual home which you would not buy utilizing the profits associated with the loan.

  1. NOTICE: Federal legislation provides protections that are important people in the Armed Forces and their dependents associated with extensions of credit rating. Generally speaking, the expense of credit rating to a part for the Armed Forces and his / her dependent may well not surpass a apr of 36 per cent. This price must consist of, as applicable to your credit deal or account: the expenses connected with credit insurance costs or financial obligation security charges; charges for ancillary items offered associated with the credit deal; any application charge charged (apart from specific application costs for certain credit transactions or records); and any involvement charge charged (apart from particular involvement costs for a charge card account).
  2. This loan shall never be guaranteed by stocks or deposits in virtually any of the reports until you especially consent to establish a free account regarding the this loan for which funds deposited following the loan is provided will secure this loan. Consequently, the next conditions when you look at the Loan Agreement and Security Agreement try not to connect with this loan: “Contractual Pledge of Shares”; any mention of pledge of stocks, statutory liens, set-off, or freeze that is administrative in the “Security Agreement, Pledge of Shares; Statutory Lien; Set-off; Administrative Freeze” supply; the “Cross-Collateralization” provision to your level it purports to cross-collateralize all of your other share or deposit records with us.
  3. This loan just isn’t susceptible to mandatory arbitration and consequently any mention of the mandatory arbitration in this Loan Agreement and protection Agreement shall maybe maybe not connect with this loan.
  4. If you should be a Louisiana resident, the Louisiana-specific conditions included in the Security Agreement try not to affect this loan.

Member Notice: A short-term loan should always be useful for short-term monetary requirements just, maybe not a long-lasting economic solution. Users with financial hardships can see Financial Management at no cost usage of education that is financial online tutorials.